Super Gold Plan
- Save a fixed amount monthly, converted
into gold weight. - Enjoy up to 75%* discount on wastage and
making charges. - Duration: 330 days with 11 installments.
Introduction:
The SuperGold scheme from Vijay Abharna Jewellers is a carefully crafted gold savings plan designed to help customers accumulate gold smartly and enjoy substantial benefits on jewelry purchases. Here’s an overview of the key features and benefits of the SuperGold scheme.
Key Features:
- Eligibility: Open to individuals aged 18 and above.
- Flexible Saving Amounts: Start saving with as little as Rs. 1000, with subsequent increments in multiples of Rs. 500.
- Duration and Payments: Requires monthly installments for 11 months, maturing on the 330th day from the date of joining.
- Gold Accumulation: Culminates on the 330th day, with a 35-day window post-maturity for redemption, aligning savings with future financial planning.
- Gold Price Lock-In: Payments are converted into 22 karat gold weight based on prevailing rates on the payment day.
Benefits:
- Discount on Making Charges: Avail a 75% discount on wastage and making charges for gold jewelry, and a 60% discount for Gold JewelOne products and diamond-studded gold jewelry.
- 100% Discount on Silver Wastage and Making Charges: Enjoy a 100% discount on wastage and making charges for regular silver items.
- Flexible Jewelry Selection: Upon maturity, choose from a wide range of gold, diamond, and silver jewelry available at all Vijay Abharna branches.
- No Fluctuation Risk: The gold rate is locked in on the payment day, protecting against price volatility.
- Digital Convenience: Make installments directly at branches or via the Vijay Abharna DigiGold mobile app or website for ease of access and payment.
- Security and Assurance: Enrollment is digital, eliminating the need for a physical passbook. Redemption requires a request form and OTP sent to the registered mobile number.
Important Considerations:
- Scheme Redemption: Jewelry equivalent to the accumulated gold weight must be selected within 35 days post-maturity to avail scheme benefits.
- Non-Refundable: Installments paid towards the scheme are non-refundable and must be redeemed as gold, diamond jewelry, or silver items.
- GST and Additional Charges: Customers are responsible for GST and any additional charges, such as hallmarking, on selected jewelry.
Monthly Installment | Total Amount Invested | Jewellry and U Scheme | Maturity Amount | Select Scheme |
Rs 1,500 | Rs 18,000 | Rs 1,500 | Rs 19,500 | |
Rs 3,000 | Rs 36,000 | Rs 3,000 | Rs 39,000 | |
Rs 5,000 | Rs 60,000 | Rs 5,000 | Rs 65,000 | |
Rs 10,000 | Rs 120,000 | Rs 10,000 | Rs 130,000 | |
Rs 15,000 | Rs 180,000 | Rs 15,000 | Rs 195,000 |
Conclusion:
Vijay Abharna’s SuperGold scheme offers an exceptional opportunity for individuals to invest in gold with added benefits. It promotes systematic gold savings and offers significant discounts on wastage and making charges, maximizing customer savings. This scheme is ideal for building a gold portfolio while enjoying flexibility and cost benefits on jewelry purchases.
